This chapter is on a topic called the time value of money. The time value of money is the cornerstone of the entire financial planning...

In this chapter, we are going to discuss the nature and role of income taxes. The Progressive Tax System The United States uses a type of...

401(k) matches are usually described in the following terms: <match rate> up to <matching limit> For example, your employer may offer a...

Financial statements and ratios are tools that are used to monitor and assess your progress towards reaching the goals specified in your...

In this chapter, we’re going to discuss you - what your money personality is, how you can discover if for yourself, and how it relates to...

Establishing and maintaining your credit report and score is essential to your ability to effectively borrow money. Credit Reports Your...

The following is the recommended order for funding your retirement accounts. In other words, if you have a certain amount you want to...

Your credit score (also sometimes called your credit rating) is a single numerical evaluation of your credit worthiness. It gives lenders...

These steps are used to determine how much you will have to pay as a result of a medical or auto insurance claim. Auto and health...

You may wish to review the discussion in Chapter 2 about the financial planning lifecycle and how we take money from our future in order...