Chapter 10 – Student Loans
College can be a rewarding experience, but the high cost means that student loans are needed by most people. Federal education loans are...
Patrick Payne
8 min read
End of Workbook
Congratulations! You’ve officially completed this workbook and mastered the 9 essential financial skills. Keep this workbook with you...
Patrick Payne
1 min read
Chapter 11 - Automobiles
Transportation is a fundamental human need, and one that can get very expensive. This chapter will discuss a variety of ways to obtain an...
Patrick Payne
6 min read
Chapter 12 – Houses and Apartments
The largest single expense a household faces is usually the cost of shelter. This chapter discusses how to find a place to live....
Patrick Payne
4 min read
Chapter 13 – Mortgages
So, you’ve decided that it’s time to buy a home? Wonderful! Let’s talk about how you actually make the leap and buy a home. The buying...
Patrick Payne
8 min read
Chapter 14 – Human Capital Investment
The most important asset you have is yourself - your knowledge skills and abilities. choosing carefully how to build your skills can...
Patrick Payne
6 min read
Chapter 15 – Getting a Job
The income that your human capital can produce will depend on what you are able to earn in the job market. The job you get will depend in...
Patrick Payne
5 min read
Chapter 16 – Getting Started Investing
Saving and investing doesn't have to be complicated. You can master the investment process with just a little bit of the right...
Patrick Payne
4 min read
Chapter 17 – Liquidity, Risk, and Return
Investments are measured and evaluated in many different ways. Among the most important characteristics of an investment are its...
Patrick Payne
4 min read
Chapter 18 – Investment Products
There are many different assets you may choose to hold the money you save. These investments are diverse and serve very different roles...
Patrick Payne
6 min read